Help Centre · 5 articles

Public liability

Cover for accidents and damage caused while you're working.

How much public liability cover do I need?

£1m, £2m, £5m or £10m. What you pick usually comes down to who you work for.
Public liability or Employers' Liability?

If you have any staff or subcontractors, Employers' Liability is a legal requirement.
Do I need Professional Indemnity too?

If you give advice, designs or specifications, the answer is probably yes.
What counts as a "work activity"?

Pretty much anything you do as part of your trade. Including some surprising things.
I've already had a liability claim. Can I still get cover?

Yes. It just changes who'll quote you and what you pay.

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