Public liability
I've already had a liability claim. Can I still get cover?
Yes. It just changes who'll quote you and what you pay.
A previous claim doesn't lock you out of public liability cover. Most insurers will still quote, but the premium will reflect the claim and a few specialist insurers will be more competitive than mainstream ones.
What insurers want to know
- When the claim happened
- What it was for (water damage, injury, property damage)
- How much it settled for
- Whether it was your fault, partly your fault, or not your fault
- What you've changed about how you work since (risk assessments, training, equipment)
Still stuck? Broll-e or the team will sort you out.