No Claim Bonus on a van policy

Your No Claim Bonus is built up year by year. Each claim-free year adds one year, up to most insurers' cap (commonly 9 years).

One driver, one policy

If you have a van policy in your own name and no claims for a year, you gain one year of No Claim Bonus when you renew.

Switching insurers

If you switch insurer at renewal, ask your old insurer for proof of No Claim Bonus and send it to your new one. They'll honour it.

Multiple vehicles

You can usually only earn No Claim Bonus on one vehicle at a time, but some insurers offer a "mirrored" No Claim Bonus where a second vehicle in your name picks up the same level. Worth asking when you quote.