Add-ons
Personal accident cover, what it pays out
Lump-sum payout if you're injured in your vehicle. Useful if your van is your livelihood.
Personal accident cover is a lump sum that gets paid out to you (or your family) if you're seriously injured or killed in a road incident involving your insured vehicle.
What's normally covered
- Death
- Permanent total disability
- Loss of sight
- Loss of a limb
- Sometimes weekly benefit while you can't work
What it's not
It's not income protection or critical illness cover. The payout is one-off and tied to specific injuries. If you want broader income cover, look at standalone income-protection products instead.
Still stuck? Broll-e or the team will sort you out.